Atmanirbhar Gujarat Sahay Yojana- The Atmanirbhar Gujarat Sahay Yojana has been declared to provide guarantee-free credit to small and medium businesses in the MSMEs area, as well as finance managers, skilled workers, autorickshaw owners, and circuit repairmen. Businesses that are enduring the Covid contamination will receive financial assistance under this plan. The state organization of Gujarat will give 6% premium to banks giving credits under the Gujarat Sahay Yojana assigned to little sellers. In the midst of this pandemic, the public authority is attempting to get the economy back on track by supporting medium-sized businesses through this plan.
A loan of Rs. 10 lakh will be given to approximately 10 lakh such beneficiaries. Under the Atmanirbhar Gujarat Sahay Yojana, you can start over with a one-lakh loan from banks at only 2% interest per year. No guarantee will be required, and applications will be accepted for all loans. Government of Gujarat. will pay the banks the remaining 6% in loan interest. According to the rules gave by the Public authority of Gujarat, the residency of the credits will be 3 years and the reimbursement of head and interest will begin a half year after the authorization of the advance sum. Region, planned and agreeable banks have been incorporated under this plan.
Atmanirbhar Gujarat Sahay Yojana
To make Indians “self-reliant,” the central government has put together a package worth 20 lakh crore rupees. The Gujarat government has also announced that they will give banks 6% interest and give a loan of one lakh to all poor citizens of the state with 2% interest every year. The government intends to grant loans to approximately 10 lakh applicants.
The state’s most affected citizens are those who have established small or medium-sized businesses in order to take advantage of the program. With the assistance of this plan, laborers can begin once again their business or work without a hitch. The people who need to apply for this plan should present the application to take advantages of this yojana. Candidates are required to review the eligibility requirements and submit the application form prior to filling it out.
Atmanirbhar Gujarat Sahay Yojana Overview
|Name||Atmanirbhar Gujarat Sahay Yojana|
|Launched By||CM Vijay Rupani|
|Beneficiaries||Auto-rickshaw owners, skilled workers, small businessmen, electricians, and barbers|
|Objective||To Provide Loans at lower interest rate|
|Benefits||Loans at lower interest rate|
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About Atmanirbhar Gujarat Sahay Yojana
Atmanirbhar Gujarat Sahay Yojana has received Rs because of the Gujarat government. 1 lakh advance at 2% credit cost plot. This is monetary support from the state government. a package of 5000 crore for individuals. It includes individuals whose financial operations have been disrupted as a result of the ongoing COVID-19 lockdown. Other members of this group include small representatives, talented specialists, owners of autorickshaws, and circuit testers. Under the Atmanirbhar Gujarat Sahay Yojna (AGSY), which is aimed at small businesspeople, the state government of Gujarat will pay an additional 6% interest to banks that provide credit.
Objective of Atmanirbhar Gujarat Sahay Yojana
Atmanirbhar Gujarat Sahay Yojana primary goal is to provide loans to all business owners whose operations have been hampered by the coronavirus lockdown. The public authority is giving Rs 1 lakh advance at 2% interest. The Gujarati businessman can get their business back on track after it was shut down by the coronavirus lockdown with this loan.
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Benefits Of Atmanirbhar Gujarat Sahay Yojana
This plan was devised by the Gujarat government to assist all of the disadvantaged entrepreneurs whose businesses have been affected by the Coronavirus disease and are unable to recover. The loan of one lakh rupees at 2% interest that the Gujarat government will provide will be a great deal for all businesspeople who want to restart their operations following the lockdown. According to the concerned authorities of the Gujarat government, this offer is significantly superior to the 5,000 rupee incentives offered by all other states.
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Features of Atmanirbhar Gujarat Sahay Yojana
- The program helps 10 lakh small-time business owners in the state, including those who run grocery stores, vegetable vendors, and autorickshaw drivers.
Recipients will get a guarantee let loose credit to Rs. 1 Lakh
Candidates need to pay interest of 2% per annum while the leftover 6% interest will be paid by the state government
a half year ban period will be given to the recipients
The advance will be given by helpful banks, area banks, and credit agreeable social orders
The public authority has endorsed Rs.5000 crore for the venture.
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- Just the long-lasting occupant of Gujarat state in India Can profit the advantage of this plan.
- This program is open to applicants who fall into the BPL (below the poverty line) category.
- To apply for the scheme, candidates must submit the following documents:
- Aadhar card
- Domicile certificate
- Income certificate
- Mobile number
- Passport size photograph
- Ration card
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How To Apply Atmanirbhar Gujarat Sahay Yojana?
The Atmanirbhar Gujarat Sahay Yojana (AGSY) is a state-sponsored scheme aimed at providing financial assistance to businesses impacted by the COVID-19 pandemic. If you’re a business owner in Gujarat and have been struggling to stay afloat due to the pandemic, this scheme could be just what you need. In this post, we’ll guide you through the application process for the AGSY scheme. We’ll provide step-by-step instructions on how to apply, documents required, eligibility criteria, and other important details that you need to know. So, whether you’re a small business owner or an entrepreneur in Gujarat, read on to learn how to apply for this much-needed financial support.
The following steps can be followed by candidates who want to register online for the Atmanirbhar Gujarat Sahay Scheme:
- Above all else you need to go to the authority site of the Atmanirbhar Gujarat Sahay Plan https://atmanirbhar.gujarat.gov.in/. You will then see the website’s homepage open in front of you.
- You must select the “Gujarat Sahay Yojana Application Form PDF“ option on the website’s homepage. After this, another page will open before you.
- The Atmanirbhar Gujarat Sahay Scheme Application Form can be found on this page.
- Take a printout of this form after downloading it. Additionally, you can obtain this form from more than 9,000 locations, including more than 7000 Credit Societies, approximately 1000 District Cooperative Bank Branches, and 1400 Urban Cooperative Bank Branches.
- Fill this structure with every one of the expected subtleties like; personal information, bank information, and contact information
- Now, bring the necessary documents along with this Application Form and send it to any of Gujarat State’s District Co-operative, Urban Co-operative, or Credit Society branches.
Atmanirbhar Gujarat Sahay Yojana FAQ’S
What is Aatmanirbhar Gujarat Sahay Yojana?
Aatmanirbhar Gujarat Sahay Yojana is a new scheme for people belonging to LIG / MIG categories under which the state government is providing collateral free loans at lower interest rates.
What is the loan interest rate?
Loan will be provided at a minimal interest rate of just 2% per annum.
What is the maximum loan tenure under Aatmanirbhar Gujarat Sahay Yojana
Loan under the Aatmanirbhar Gujarat Sahay Yojana can be availed for a tenure of up to 3 years.
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