One Nation One Card Yojana: Check NCMC Features & Benefits

One Nation One Card Yojana:- Prime Minister Modi on 28th Dec has launched its ambitious and innovative plan known as National Common Mobility Card. The facility is now obtainable for some metro Airport Express Line. In this article, we are sharing all information in easy language like; what are ONOC plan, benefits and features of the National Common Mobility Card policy.

After one nation one tax Government of India launch one nation one card. On 4th March 2019, PM Modi propose the National Common Mobility Card call One Nation One Card and on 29th Dec 2020, it has been effectively launch in Delhi Metro. The main aim of this card is to make the payment structure easier for all modes of public transport. This will eliminate various travel-connect issues such as the need for standing in ticket windows in buses, trains & other transit places.


One Nation One Card Yojana

What's In the Article

Just like the concept of GST with the institution of one tax, citizens do not have to pay multiple taxes at various platforms & levels. Similarly, with this card, users can make payments of travel fares & other utilities just with this single card in any transport mode. It simply method with this inter-operable transport card, citizens can pay bus fares, metro fares, parking fees, toll taxes, retail shopping & can even remove money. This initiative of the Indian Government is based on the subject of one card usability in all payment structure.

This one nation one card or we can say the National Common Mobility Card is a part of the Make in India campaign of the Government of India. Until now, India has had to turn on on a foreign country for technology. This card is indigenously develop and this demonstrate that our country does not need to rely much on foreign mechanization. As an Indian citizen, you would have also faced various matter while travelling like waiting in a long queue for getting tickets, fishing for changes, carrying cash & fear of stealing,  many more. But now with this one card, you will get rid of all the matter you face at payment terminals.

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One Nation One Card Yojana

One Nation One Card Yojana Details

Scheme One Nation One Card
Category Government Scheme
Conceived by Ministry of Housing & Urban Affairs, Govt. of India
Type of card National Common Mobility Card
Developed by National Payment Corporation of India
Proposed 4th March 2019
Launched on 29th Dec 2020
Payment model Card-based payment model
Launched by Mr. Narendra Modi
Start Date to apply Started in a few states
Beneficiary Indian Citizens
Benefits To Provide Connectivity between various modes of transport
Official website Click Here

Check Also:- Digital India Registration

About One Nation One Card

National Common Mobility Card is an inter-operable convey card conceived by the Ministry of Housing and Urban Affairs of the Government of India. It was float on 4 March 2019. The transport card authorize the user to pay for travel, toll duties, retail shopping and withdraw money. It is enable through the Pay card mechanism. The NCMC card is issuable as a repaid, debit, or credit Pay card from partner banks such as the State Bank of India, Bank of India, Punjab National Bank & others.

In late 2010, the Government of India visualize a scheme wherein seamless access could be allow to public transport networks. The system, which later came to be known as Integrated Financial Management System, aimed to let passengers to pay across different public transport policy using one system. This was generate as an effort to bring together the public transport system of the country under one umbrella. By making it accessible to every individual in every city, the government aimed to grow ease of access for public transport.

What Is The One Nation One Card Yojana?

A single card for multiple transactions is all that is meant by the “One Nation, One Card” policy. Users can use this card to pay for things like public transportation, paratransit, smart cities, retail shopping, etc. This format is already in use in a number of developed nations, and it will now be used in India as well. One nation, one card is an open-loop EMV-based payment card that makes it easy for customers to use a variety of transportation options and payment systems across the country.

The Indian government’s Ministry of Housing and Urban Affairs came up with this idea. The Reader prototype for this card was created by Bharat Electronics Limited. Users now have access to a variety of benefits thanks to the introduction of a single card, including the ability to travel via a variety of modes, shop at retail stores, and withdraw cash from ATMs. At the ticket counters, users do not have to fight for change. Customers will be able to travel more easily and with greater mobility thanks to this card.

Read Also:- YSR Vahana Mitra

NCMC Implementation Model

You must be considering how NCMC or Rupy cards will function within a transportation network. As a result, the NCMC card’s example implementation model in a bus transportation system has been presented here. The complete model of how an NCMC card will function in State Road Transport Undertakings is depicted in the image below.

Main benefits of NCMC

Those who have a Rupy Debit card from their bank that was issued within the previous 18 months can use this program to swipe it for metro travel. This service is currently only available to passengers on the Delhi Metro Airport Express line; however, by the end of 2022, it will be accessible to passengers on the entire DMRC network.

This can turn your smartphone into an interoperable transport card that people can use to pay their metro, bus, and other service fares that fall under the scheme. It will also serve as an automatic fare collection system.

Can Check:- PM Swamitva Yojana

Important Points of One Nation One Card?

This concept of the National Common Mobility Card is already functioning in various leading countries of the world & now it is going to be implement in India with its indigenously developed NCMC smart card.

  • This card is powered & enabled through the mechanism of the Rupy card.
  • It is support by an indigenously developed Open Loop Automatic Fare group System known as Sweekar and an Automatic Fare group Gate Swagat.
  • With the help of this card, people can travel to Metros in any part of the state.
  • Along with travelling, people can also use it as a prepaid, credit or debit card with hold-up from 25th partner banks including SBI, PNB, etc.
  • It can be use on a city bus, metro, suburban railways, BRT etc. and also for purchase at retail stores & merchants.
  • Along with SBI & other banks, the Rupy card can be issue from Paytm Payment Banks.
  • It is a contactless card just like a metro smart card. It supports both offline and online transactions.
  • With the help of the National Common Mobility Card, citizens can also pay for tolls and parking.
  • One nation one card holders can also use this card at Discover and Diners Club International merchants and ATMs.
  • Cardholders can also avail of a allowance of 10% at Merchant’s outlets and 5% at ATMs when they travel abroad.
  • For offline payments, you can store the balance on this card. This stored value supports offline business across all the travel needs of the user. Since the offline transaction is permit towards the store value there is a minimum financial risk to any of the stakeholders along with ensuring minimal business time.
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How to get RuPay One Nation One Card?

RuPay cards will be issued by ANCMC, as well:-

  • By any authority or member authorized by the Reserve Bank of India (RBI).
  • On Credit/credit/Prepaid card platforms.

It’s fair to say that India has taken a step forward in its ambition of “Make in India,” “Digital India,” and establishing a cashless economy with the introduction of the “one nation one card.”

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